body {
            font-family: 'Inter', sans-serif;
            color: #252525; /* Dark gray for text, similar to RBC's body text */
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
        }

        /* CreditsMarshal.com Branding Colors (Inspired by RBC's professional feel) */
        .cm-primary-bg { background-color: #004A99; /* A deep, trustworthy blue */ }
        .cm-primary-text { color: #004A99; }
        .cm-accent-bg { background-color: #FFB81C; /* A warm, inviting gold/yellow */ }
        .cm-accent-text { color: #FFB81C; }
        .cm-secondary-bg { background-color: #F0F4F7; /* Light grey-blue for backgrounds */ }
        .cm-secondary-text { color: #F0F4F7; }
        .cm-link-text { color: #0062CC; /* Standard link blue */ }
        .cm-link-text:hover { color: #004085; /* Darker blue on hover */ }

        /* Header Styles */
        .master-header-top {
            background-color: #1E1E1E; /* Dark top bar like RBC */
            color: #E0E0E0;
        }
        .master-header-top a {
            color: #E0E0E0;
            font-size: 0.8rem;
        }
        .master-header-top a:hover {
            color: #FFFFFF;
            text-decoration: underline;
        }
        .main-header {
            background-color: #FFFFFF;
            border-bottom: 1px solid #D1D1D1;
        }
        .logo-text-main {
            font-weight: 700;
            font-size: 1.75rem; /* Adjusted for CreditsMarshal */
            color: #004A99;
        }
        .logo-text-secondary { /* If you want a tagline or smaller text */
            font-size: 0.8rem;
            color: #555;
        }
        .header-search-trigger {
            color: #004A99;
            cursor: pointer;
        }
        .header-search-trigger:hover {
            color: #003366;
        }
        .header-contact-link, .header-lang-btn {
            color: #004A99;
            font-size: 0.9rem;
        }
        .header-signin-btn {
            background-color: #FFB81C;
            color: #004A99;
            font-weight: 600;
            padding: 0.5rem 1rem;
            border-radius: 0.25rem;
        }
        .header-signin-btn:hover {
            background-color: #EAA800;
        }

        /* Mega Menu Styles */
        .mega-menu-wrapper {
            background-color: #006AC3; /* Primary blue for mega menu bar */
            color: #FFFFFF;
        }
        .mega-menu-nav > ul > li > a {
            padding: 1rem 1.5rem;
            display: block;
            color: #FFFFFF;
            font-weight: 500;
            font-size: 0.95rem;
            text-decoration: none;
            transition: background-color 0.2s ease;
        }
        .mega-menu-nav > ul > li > a:hover,
        .mega-menu-nav > ul > li.active > a {
            background-color: #003366; /* Darker blue for hover/active */
        }
        .mega-menu-lob-content {
            display: none;
            position: absolute;
            left: 0;
            width: 100%;
            background-color: #FFFFFF;
            border: 1px solid #D1D1D1;
            border-top: none;
            box-shadow: 0 4px 12px rgba(0,0,0,0.1);
            z-index: 1000;
            padding: 1.5rem 2rem;
        }
        .mega-menu-nav > ul > li:hover > .mega-menu-lob-content { /* Show on hover */
            display: block;
        }
        .mega-menu-lob-title {
            font-size: 1rem;
            font-weight: 600;
            color: #004A99;
            margin-bottom: 0.75rem;
            padding-bottom: 0.5rem;
            border-bottom: 1px solid #E0E0E0;
        }
        .mega-menu-lob-content ul {
            list-style: none;
            padding-left: 0;
        }
        .mega-menu-lob-content ul li a {
            display: block;
            padding: 0.4rem 0;
            font-size: 0.9rem;
            color: #333;
            text-decoration: none;
        }
        .mega-menu-lob-content ul li a:hover {
            color: #0062CC;
            text-decoration: underline;
        }
        .mega-menu-callout {
            background-color: #F0F4F7;
            padding: 1rem;
            border-radius: 0.375rem;
            height: 100%;
        }
        .mega-menu-callout img.callout-image {
            width: 100%;
            height: 120px; /* Adjust as needed */
            object-fit: cover;
            border-radius: 0.25rem;
            margin-bottom: 0.75rem;
        }
        .mega-menu-callout .callout-copy a {
            font-weight: 600;
            color: #004A99;
        }

        /* Mobile Menu Styles */
        .mobile-side-menu {
            position: fixed;
            top: 0;
            left: -300px; /* Hidden by default */
            width: 300px;
            height: 100%;
            background-color: #004A99;
            color: white;
            padding: 1rem;
            transition: left 0.3s ease-in-out;
            z-index: 1001;
            overflow-y: auto;
        }
        .mobile-side-menu.open {
            left: 0;
        }
        .mobile-side-menu a { color: white; display: block; padding: 0.5rem 0; }
        .mobile-side-menu a:hover { text-decoration: underline; }
        .mobile-side-menu .close-btn {
            position: absolute;
            top: 1rem;
            right: 1rem;
            font-size: 1.5rem;
            background: none;
            border: none;
            color: white;
        }


        /* Page Title Bar */
        .page-title-bar {
            background-color: #FFFFFF;
            border-bottom: 1px solid #E0E0E0;
            padding: 0.75rem 0;
        }
        .page-title-bar h1 {
            font-size: 1.25rem;
            font-weight: 600;
            color: #004A99;
        }

        /* Main Content Area */
        .hero-banner-loans { /* Adapting .bnr-energy-line */
            background-color: #F0F4F7; /* Light blue-gray */
            background-image: url('../images/banner-1.webp'); 
            background-position: center;
            background-repeat: no-repeat;
            background-size: cover;
            padding: 3rem 0;
        }
        .hero-banner-loans h2 {
            font-size: 2.25rem;
            font-weight: 700;
            color: #ffffff;
        }
        
        .embossed{
           color: #ffffff;
  font-size: 2.25rem;
  font-family: Futura;
  font-weight: 700;
  
  text-shadow: 2px 6px 6px #555;
  text-align: center;
  -webkit-background-clip: text;
    -moz-background-clip: text;

}

.emboss {
  width: 100%;
  height: 200px;
  padding: 30px;
  background: #EDF3F9;
  box-shadow: -7px -7px 16px 0 #FFFFFF, 7px 7px 10px -4px rgba(116,150,179,0.27);
  border-radius: 18px;  
  margin-bottom: 20px;
  display: block;
}
        .solution-card { /* Adapting .callout.callout-radius */
            background-color: #FFFFFF;
            border-radius: 0.5rem;
            box-shadow: 0 2px 10px rgba(0,0,0,0.07);
            border: 1px solid #E0E0E0;
            display: flex;
            flex-direction: column;
            height: 100%; /* For equal height cards */
            opacity: 0.8;
        }
        .solution-card .card-image {
            height: 180px; /* Fixed height for images */
            background-size: cover;
            background-position: center;
            border-top-left-radius: 0.5rem;
            border-top-right-radius: 0.5rem;
        }
        .solution-card .card-content {
            padding: 1.5rem;
            flex-grow: 1;
            display: flex;
            flex-direction: column;
        }
        .solution-card h3 {
            font-size: 1.25rem;
            font-weight: 600;
            color: #004A99;
            margin-top: 0.75rem;
            margin-bottom: 0.5rem;
        }
        .solution-card p {
            font-size: 0.9rem;
            color: #4A4A4A;
            line-height: 1.6;
            margin-bottom: 1rem;
            flex-grow: 1;
        }
        .solution-card ul {
            font-size: 0.85rem;
            color: #4A4A4A;
            list-style-position: inside;
            padding-left: 0.5rem;
            margin-bottom: 1rem;
        }
        .solution-card .btn-primary {
            background-color: #004A99;
            color: white;
            padding: 0.6rem 1.2rem;
            border-radius: 0.25rem;
            text-decoration: none;
            font-weight: 500;
            align-self: flex-start; /* Align button to the start of the flex item */
        }
        .solution-card .btn-primary:hover {
            background-color: #003366;
        }

        /* Select Dropdown Styling */
        .custom-select-wrapper {
            position: relative;
        }
        .custom-select-wrapper select {
            appearance: none;
            -webkit-appearance: none;
            -moz-appearance: none;
            background-image: url('data:image/svg+xml;charset=US-ASCII,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%22292.4%22%20height%3D%22292.4%22%3E%3Cpath%20fill%3D%22%23007CB9%22%20d%3D%22M287%2069.4a17.6%2017.6%200%200%200-13-5.4H18.4c-5%200-9.3%201.8-12.9%205.4A17.6%2017.6%200%200%200%200%2082.2c0%205%201.8%209.3%205.4%2012.9l128%20127.9c3.6%203.6%207.8%205.4%2012.8%205.4s9.2-1.8%2012.8-5.4L287%2095c3.5-3.5%205.4-7.8%205.4-12.8%200-5-1.9-9.2-5.5-12.8z%22%2F%3E%3C%2Fsvg%3E');
            background-repeat: no-repeat;
            background-position: right 0.7em top 50%, 0 0;
            background-size: 0.65em auto, 100%;
            padding-right: 2.5em; /* Make space for arrow */
            border: 1px solid #ced4da;
            border-radius: .25rem;
            padding: .5rem .75rem;
            font-size: 1rem;
            line-height: 1.5;
            color: #495057;
        }

        /* Footer Styles */
        .fat-footer {
            background-color: #003366; /* Dark gray for fat footer */
            color: #D1D1D1;
            padding: 2.5rem 0;
        }
        .fat-footer h3 {
            font-size: 1rem;
            font-weight: 600;
            color: #FFFFFF;
            margin-bottom: 1rem;
        }
        .fat-footer ul { list-style: none; padding-left: 0; }
        .fat-footer ul li a {
            color: #D1D1D1;
            font-size: 0.875rem;
            text-decoration: none;
            padding: 0.3rem 0;
            display: block;
        }
        .fat-footer ul li a:hover {
            color: #FFFFFF;
            text-decoration: underline;
        }
        .fat-footer .tel-number { color: #FFB81C; } /* Accent for phone number */

        .main-footer {
            background-color: #123458; /* Darkest gray for main footer */
            color: #A0A0A0;
            padding: 1.5rem 0;
            font-size: 0.8rem;
        }
        .main-footer a {
            color: #A0A0A0;
            text-decoration: none;
        }
        .main-footer a:hover {
            color: #FFFFFF;
            text-decoration: underline;
        }
        .social-links a { margin-right: 0.75rem; }
        .social-links img { width: 20px; height: 20px; }
        .to-top a { display: flex; align-items: center; color: #A0A0A0; }
        .to-top img { margin-right: 0.5rem; }

        /* Disclaimer section */
        .disclaimer-section {
            padding: 2rem 0;
            background-color: #F8F9FA; /* Light background for disclaimers */
            font-size: 0.8rem;
            color: #555;
        }
        .disclaimer-section .collapse-toggle {
            color: #0062CC;
            text-decoration: none;
            font-weight: 500;
            display: block;
            margin-bottom: 1rem;
        }
        .disclaimer-section .collapse-toggle .arrow {
            display: inline-block;
            transition: transform 0.2s ease;
        }
        .disclaimer-section .collapse-toggle.collapsed .arrow {
            transform: rotate(-90deg);
        }
        .disclaimer-table .disclaimer-num {
            width: 2rem;
            vertical-align: top;
            padding-right: 0.5rem;
        }
        .disclaimer-table .disclaimer-text {
            vertical-align: top;
        }
        .disclaimer-table p { margin-bottom: 0.5rem; }

        /* Utility for equal height columns in a row (if needed beyond flex) */
        .flex-row-equal-height > div {
            display: flex;
            flex-direction: column;
        }
        /* Ensure sufficient touch target size for mobile */
        .btn, .nav-link, .header-link, .footer-link, .mega-menu-nav > ul > li > a, .mobile-nav-link {
             padding: 0.75rem 1rem; /* Base padding */
        }
        @media (max-width: 768px) { /* For mobile and tablets */
            .btn, .nav-link, .header-link, .footer-link, .mega-menu-nav > ul > li > a, .mobile-nav-link {
                 padding: 0.85rem 1.1rem; /* Slightly larger for touch */
            }
            .mega-menu-nav > ul > li > a {
                font-size: 0.9rem; /* Adjust font size for mobile nav */
            }
        }
        /* Specific for mega menu dropdown items */
        .mega-menu-lob-content ul li a {
            padding: 0.5rem 0.2rem; /* Ensure touch targets are good here too */
        }